Current Mortgage Rates Rates as of 02/03/2012
| Program | Rate | Points | APR | Max Loan | Estimated Closing Costs |
| 30 Year Fixed Conforming |
3.750 |
0.000 |
3.798 |
417,000 |
2777 |
 |
| 30 Year Fixed Conforming |
3.500 |
1.000 |
3.602 |
417,000 |
4777 |
 |
| 30 Year Fixed Conforming, No Cost Refi/Purchase |
4.000 |
0.000 |
4.000 |
417,000 |
0 |
 |
| 30 Year Fxd Conf. FNMA Refi Plus to 125% LTV |
4.000 |
0.000 |
4.047 |
417,000 |
2777 |
 |
| FHA 30 Year Fixed |
3.750 |
0.000 |
5.271 |
Varies |
3228 |
 |
| JUMBO - 30 Year Fixed - 20% Down |
4.950 |
0.000 |
4.981 |
900,000 |
3495 |
 |
| 20 Year Fixed Conforming |
3.750 |
0.000 |
3.824 |
417,000 |
2777 |
 |
| 20 Year Fixed Conforming |
3.500 |
1.000 |
3.678 |
417,000 |
4777 |
 |
| 20 Year Fixed Conforming, No Cost Refi/Purchase |
4.000 |
0.000 |
4.000 |
417,000 |
0 |
 |
| 20 Year Fxd Conf. FNMA Refi Plus 125% LTV |
3.875 |
0.000 |
3.949 |
417,000 |
2777 |
 |
| 15 Year Fixed Conforming |
3.125 |
0.000 |
3.226 |
417,000 |
2777 |
 |
| 15 Year Fixed Conforming |
3.000 |
1.000 |
3.223 |
417,000 |
4777 |
 |
| 15 Year Fixed Conforming, No Cost Refi/Purchase |
3.500 |
0.000 |
3.500 |
417,000 |
0 |
 |
| 15 Year Fxd Conf. FNMA Refi Plus 125% LTV |
3.250 |
0.000 |
3.351 |
417,000 |
2777 |
 |
| JUMBO - 15 Year Fixed |
4.250 |
0.000 |
4.319 |
1,500,000 |
3495 |
 |
| 10 Year Fixed Conforming |
3.125 |
0.000 |
3.297 |
417,000.00 |
2777 |
 |
| 10 Year Fixed Conforming |
3.000 |
1.000 |
3.339 |
417,000.00 |
3777 |
 |
| 10 Year Fixed Conforming - No Cost Refi/Purchase |
3.375 |
0.000 |
3.375 |
417,000.00 |
0 |
 |
| JUMBO - 3/1 ARM |
3.500 |
0.000 |
3.147 |
1,500,000 |
3495 |
 |
| 5/1 Conforming ARM |
2.750 |
0.000 |
2.997 |
417,000 |
2777 |
 |
| 5/1 Conforming ARM |
2.375 |
1.000 |
2.907 |
417,000 |
4777 |
 |
| JUMBO - 5/1 ARM |
3.500 |
0.000 |
3.206 |
1,500,000 |
3495 |
 |
| JUMBO - Int Only 5/1 ARM |
4.700 |
0.000 |
3.617 |
900,000 |
3495 |
 |
| 7/1 Conforming ARM |
3.250 |
0.000 |
3.111 |
417,000 |
2777 |
 |
| 7/1 Conforming ARM |
2.750 |
1.000 |
2.988 |
417,000 |
4777 |
 |
| JUMBO - 7/1 ARM |
3.875 |
0.000 |
3.433 |
1,500,000 |
3495 |
 |
| 10/1 Conforming ARM |
3.500 |
0.000 |
3.428 |
417,000 |
2777 |
 |
| 10/1 Conforming ARM |
3.250 |
1.000 |
3.369 |
417,000 |
4777 |
 |
| JUMBO - 10/1 ARM |
4.300 |
0.000 |
4.238 |
900,000 |
7995 |
 |
Rates as of 02/03/2012 and are subject to change. Assumes a 30 day lock period and 740 FICO Score Minimum loan amount is $200,000.00 for above rates. For loans below $200,000.00, or FICO scores below 740, rates may have a slight adjustment. |
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