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Current Mortgage Rates | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Closing Costs | ||||||
| 30 Year Fixed Conforming | 3.750 | 0.000 | 3.798 | 417,000 | 2777 |  |
| 30 Year Fixed Conforming | 3.500 | 1.000 | 3.602 | 417,000 | 4777 | |
| 30 Year Fixed Conforming, No Cost Refi/Purchase | 4.000 | 0.000 | 4.000 | 417,000 | 0 | |
| 30 Year Fxd Conf. FNMA Refi Plus to 125% LTV | 4.000 | 0.000 | 4.047 | 417,000 | 2777 | |
| FHA 30 Year Fixed | 3.750 | 0.000 | 5.271 | Varies | 3228 | |
| JUMBO - 30 Year Fixed - 20% Down | 4.950 | 0.000 | 4.981 | 900,000 | 3495 | |
| 20 Year Fixed Conforming | 3.750 | 0.000 | 3.824 | 417,000 | 2777 | |
| 20 Year Fixed Conforming | 3.500 | 1.000 | 3.678 | 417,000 | 4777 | |
| 20 Year Fixed Conforming, No Cost Refi/Purchase | 4.000 | 0.000 | 4.000 | 417,000 | 0 | |
| 20 Year Fxd Conf. FNMA Refi Plus 125% LTV | 3.875 | 0.000 | 3.949 | 417,000 | 2777 | |
| 15 Year Fixed Conforming | 3.125 | 0.000 | 3.226 | 417,000 | 2777 | |
| 15 Year Fixed Conforming | 3.000 | 1.000 | 3.223 | 417,000 | 4777 | |
| 15 Year Fixed Conforming, No Cost Refi/Purchase | 3.500 | 0.000 | 3.500 | 417,000 | 0 | |
| 15 Year Fxd Conf. FNMA Refi Plus 125% LTV | 3.250 | 0.000 | 3.351 | 417,000 | 2777 | |
| JUMBO - 15 Year Fixed | 4.250 | 0.000 | 4.319 | 1,500,000 | 3495 | |
| 10 Year Fixed Conforming | 3.125 | 0.000 | 3.297 | 417,000.00 | 2777 | |
| 10 Year Fixed Conforming | 3.000 | 1.000 | 3.339 | 417,000.00 | 3777 | |
| 10 Year Fixed Conforming - No Cost Refi/Purchase | 3.375 | 0.000 | 3.375 | 417,000.00 | 0 | |
| JUMBO - 3/1 ARM | 3.500 | 0.000 | 3.147 | 1,500,000 | 3495 | |
| 5/1 Conforming ARM | 2.750 | 0.000 | 2.997 | 417,000 | 2777 | |
| 5/1 Conforming ARM | 2.375 | 1.000 | 2.907 | 417,000 | 4777 | |
| JUMBO - 5/1 ARM | 3.500 | 0.000 | 3.206 | 1,500,000 | 3495 | |
| JUMBO - Int Only 5/1 ARM | 4.700 | 0.000 | 3.617 | 900,000 | 3495 | |
| 7/1 Conforming ARM | 3.250 | 0.000 | 3.111 | 417,000 | 2777 | |
| 7/1 Conforming ARM | 2.750 | 1.000 | 2.988 | 417,000 | 4777 | |
| JUMBO - 7/1 ARM | 3.875 | 0.000 | 3.433 | 1,500,000 | 3495 | |
| 10/1 Conforming ARM | 3.500 | 0.000 | 3.428 | 417,000 | 2777 | |
| 10/1 Conforming ARM | 3.250 | 1.000 | 3.369 | 417,000 | 4777 | |
| JUMBO - 10/1 ARM | 4.300 | 0.000 | 4.238 | 900,000 | 7995 | |
| Rates as of 02/03/2012 and are subject to change. Assumes a 30 day lock period and 740 FICO Score Minimum loan amount is $200,000.00 for above rates. For loans below $200,000.00, or FICO scores below 740, rates may have a slight adjustment. | ||||||
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